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Recreation can become an organized activity of local governments and for-profit enterprises. Local governments often create parks boards and/or community centers. Growing interest and funding via grants and taxation can result in an official parks and recreation department, which provides venues and staffing for organised sports, at-risk-youth activities, arts and crafts, and senior citizen activities. Several U.S. state governments operate recreation programs for their prison populations. Though controversial, these programs are intended to provide inmates with constructive use of their time through access to music, hobbies, crafts and exercise equipment. Other possible benefits include reduced healthcare costs and a lower recidivism rate. Private organised recreation is usually focused on a specific type of sport such as river rafting or mountaineering.

Baccarat

Baccarat or Punto Banco is usually played in a separate casino area. The playing table is about the size of a craps table with three casino dealers and up to 12 or 14 players. There are just two principal bets to make: banker or player - Banco or Punto, plus the rarely used Standoff. Some casinos let the players deal the cards in turn and others have a casino dealer to deal the cards.

Each player, including the player dealing, may bet on either Punto or Banco but it is customary for the dealer to bet on Banco. Players may opt not to deal, passing the 'Shoe' to the next player. The shoe remains with one player as long as the Bank wins. If Punto wins, the shoe passes on to the next player. Two hands are dealt and you bet which one will win, or that they will tie. It is just like betting on Black or Red at roulette, and the payoff is even money, 1:1 (except for the standoff, which pays 8-1 or 9-1). The only difference between the Banco and Punto bet is a win on Banco will cost you 5% commission or tax levied by the casino - the in-built advantage. The reason for taxing the Banco is because it has been established that over an 8-deck cards play on average the Banco will win three to four hands more than the Punto. Each hand consists of a minimum of two and a maximum of three cards. The person dealing will put two cards, face down, tucked under the shoe, and give the player with the largest bet on Punto the other two cards, face down. The Punto player then looks at the cards and gives them back to the player who is dealing. Then the player who is dealing will turn over the cards of both hands while one of the casino dealers will announce the results and the winner. If either hand has a total of 8 or 9 (nine is the highest), then it is called a 'Natural' and no more cards are dealt. If it is not a natural, then depending on the value of each hand the casino dealer may instruct the card dealer to deal a third card. The decision when to deal a third card follows precise set rules used by all casinos. Once dealing is completed, the hand with the highest count wins. The paying casino dealers will collect the losing bets first and then pay the winning ones. The player who actually deals the cards is not responsible for the payouts. He is just like any other player, playing against the casino. r

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The reason for taxing the Banco is because it has been established that over an 8-deck cards play on average the Banco will win three to four hands more than the Punto. s Each hand consists of a minimum of two and a maximum of three cards. r The person dealing will put two cards, face down, tucked under the shoe, and give the player with the largest bet on Punto the other two cards, face down. q The Punto player then looks at the cards and gives them back to the player who is dealing. p for Best at Then the player who is dealing will turn over the cards of both hands while one of the casino dealers will announce the results and the winner. o If either hand has a total of 8 or 9 (nine is the highest), then it is called a 'Natural' and no more cards are dealt. n If it is not a natural, then depending on the value of each hand the casino dealer may instruct the card dealer to deal a third card. m The decision when to deal a third card follows precise set rules used by all casinos. l Once dealing is completed, the hand with the highest count wins. k
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